Insurance Opportunities - Membership - The Folk Alliance International

Clarion Associates

Clarion Associates, Inc. is the largest insurance firm dedicated solely to the needs of musicians worldwide. They have been insuring musicians for well over 25 years. Clarion is endorsed by over 30 musician associations and is trusted by over 12,000 musicians, symphonies, instrument dealers and recording studios. Clarion offers a uniquely enhanced policy not available elsewhere. Clarion Associates Inc. is pleased to offer a discount to all Folk Alliance members. Outstanding, low-cost, all risk insurance coverage for musical instruments. Go to www.clarionins.com, email arichards [at] clarionins [dot] com, or call 1-800-VIVALDI (1-800-848-2534). 24 Hour online claims. Adjust your account online anytime at www.clarionins.com. Worldwide Coverage covers you wherever your gig is worldwide (for US residents only). Rented/Borrowed Instrument Coverage (30 days free insurance coverage while yours is being repaired due to a covered loss). Clarion will cover the difference in the instrument value before a loss compared with the value of the instrument after the loss, if there is any difference, up to the dollar amound the instrument is insured for. You have the right to keep any undamaged parts and to repurchase recovered instruments at claim value. No Deductible Policies Available (in most circumstances). Be sure to ask about special discounts for Folk Alliance members (Subject to underwriting approval, not all may qualify). You can also receive a free quote by visiting their website at www.clarionins.com

Fractured Atlas

Fractured Atlas is a non-profit organization that serves a national community of artists and arts organizations. Their programs and services facilitate the creation of art by offering vital support to the artists who produce it. They help artists and arts organizations function more effectively as businesses by providing access to funding, healthcare, education, insurance, and more, all in a context that honors their individuality and independent spirit. By nurturing today's talented but underrepresented voices, they hope to foster a dynamic and diverse cultural landscape of tomorrow. All Folk Alliance members are eligible for a FREE Associate Membership to Fractured Atlas. To find out more, please contact the Folk Alliance directly at 901-522-1170 or fa [at] folk [dot] org

Sound Healthcare

Folk Alliance International now offers an opportunity for all domestic Folk Alliance members to obtain comprehensive health insurance at an affordable price. Are you an Artist, Audio Engineer, Broadcaster, Manager, Producer, Promoter, Publisher, Songwriter or any other folk music professional? Do you need protection against loss from injury, illness or death? Would you benefit from affordable health insurance, a medical supplement plan, hospitalization coverage, or other forms of protection? Many music industry professionals are self-employed, and the need for access to affordable benefits is great. Folk Alliance International's (FAI's) endorsement of Sound Healthcare will provide FAI members access to a variety of benefits and insurance programs. With worldwide coverage to U.S. Residents, you can take advantage of our group buying power while protecting your financial future. Let one of our qualified representatives customize a benefit and insurance program within your budget that meets your needs. The Primary Goals of Folk Alliance Sound Healthcare Are To:

Provide access to specific insurance and discount products custom-designed to meet the needs of our folk music industry professionals.
Customize programs of protection designed to perfectly balance your budget with your needs.
Offer a line-up of products, information and resources, and the assurance that we will always exceed the expectations of those we serve.

Access to Folk Alliance Sound Healthcare is available to FAI members only. Access to certain benefits is based on National Business Association membership level. Benefits are subject to change at any time and not all benefits are available in all states. Insurance policies have some limitations and exclusions and benefits may vary by state. Consult your agent for full plan benefits and explanations. For more information and services offered: http://www.ahcpsales.com/SoundHealthcare/FA.html

Please contact the Folk Alliance office at 901-522-1170 or email fa [at] folk [dot] org on how to become a member and take advantage of this membership incentive!

SteelBridge Event Insurance Discount

SteelBridge Insurance Services

Folk Alliance International has teamed up with SteelBridge Insurance Services to offer members an exclusive Event Liability Insurance Program. This program was specifically developed to meet the unique insurance needs of Festival, Concert and Event producers. Specifically, Folk Alliance members can enjoy the following benefits when they access this program:

1) Expanded Coverages: Many Event Liability polices found in the open marketplace have severe restrictions and exclusions and they may not include important coverages. The policy available to IBMA members through SteelBridge has been customized to eliminate potentially dangerous exclusions (such as the exclusion for Temporary Stucture/Tent Colapse) as well as to include additional essential coverages (such as Hired & Nonowned Auto coverage).

2) Affordable Premiums: This program was designed with your bottom line in mind. There are several premium levels to ensure that pricing is congruent with the size of your event and your budget.

3) Options: We know that different events may require different coverages or coverage levels. This program is very flexible. Most of the limits can be increased if needed and additional coverages can be added such as full Liquor Liability or coverage for Leased & Rented Equipment.

If this program doesn’t meet the particular needs of your event SteelBridge has many other options and can help you find the right program to fit your needs. We can also put together annual policies covering multible events or policies to cover nonprofit associations. Lastly, SteelBridge offeres a full range of risk manangement services should you need to access them.

For more info you can can visit www.steelbridgeins.com/folk-alliance , email us at fai [at] steelbridgeins [dot] com or better yet, give us a call at 888-647-4777 and we’ll be happy to answer your questions.